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Disclaimer

Whilst every effort has been made to ensure that the information contained herein is correct and up-to-date, IRIA SA and Howden Specialty Luxembourg S.à r.l, Geneva Branch cannot accept any responsibility, legal or otherwise, for any errors or omissions. The materials contained in this web site are provided for general information purposes only and do not constitute professional advice. We accept no responsibility for loss which may arise from reliance on information contained in this site, and we make no warranty, express or implied, regarding the availability of any product or service in any country. Liability claims regarding damage caused by the use of any information provided, including any kind of information which is incomplete or incorrect, will therefore be rejected. All offers are not-binding and without obligation. Parts of the pages or the complete website including all offers and information might be extended, changed or partly or completely deleted without separate announcement. Links do not imply endorsement by IRIA SA and Howden Specialty Luxembourg S.à r.l, Geneva Branch of the accuracy of the information contained therein or of the views expressed. IRIA SA and Howden Specialty Luxembourg S.à r.l, Geneva Branch are not responsible for any contents linked or referred to from these page). Neither the publishers nor the authors of this website can accept any responsibility for any loss occasioned to any person no matter howsoever caused or arising as a result of or in consequence of action taken or refrained from in reliance upon the contents of this website. Neither can the publishers accept any legal responsibility for opinions expressed herein. The information contained in this website should not form the basis of any decision as to a particular course of action; nor should it be relied on as legal or insurance advice or regarded as a substitute for detailed advice in individual cases.